Attention homeowners: Real estate appraisal services for in Grand Junction and Mesa County

The top seven reasons CO homeowners order from Brownlee Appraisals:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Mesa county's assessment of your propertyworth
  3. To reduce a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a CO divorce, when property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Mesa County or the state of CO

Need help deciding the price of your home in or near Grand Junction, CO?
Contact Brownlee Appraisals.

We at Brownlee Appraisals understand the unique needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to cancel PMI

A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experienced in helping folks just like you abolish unneeded PMI insurance.

Challenge Mesa county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other properties close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. A professional appraisal from Brownlee Appraisals is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Brownlee Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.